:root{
  --navy:#0B1F3A; --navy2:#122C52; --navy3:#1A3A66;
  --ink:#1B2940; --muted:#5B6B84; --paper:#F5F7FB; --white:#ffffff;
  --line:#DFE6F0; --signal:#FF6B2C; --signal-d:#E85812; --signal-soft:#FFF1E8;
  --ok:#1E9E6A; --r:14px; --r-lg:22px;
  --shadow:0 10px 30px rgba(11,31,58,.10); --shadow-sm:0 4px 14px rgba(11,31,58,.08);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
img,svg{display:block;max-width:100%}
a{color:var(--navy3);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1140px;margin:0 auto;padding:0 22px}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--signal);margin-bottom:14px}
h1{font-size:clamp(30px,4.6vw,48px);line-height:1.12;letter-spacing:-.02em;font-weight:800}
h2{font-size:clamp(24px,3.2vw,34px);line-height:1.18;letter-spacing:-.015em;font-weight:800;margin-bottom:14px}
h3{font-size:19px;font-weight:700;letter-spacing:-.01em}
.lead{font-size:19px;color:var(--muted);max-width:62ch}
.section{padding:72px 0}
.section.alt{background:var(--paper)}
.section-head{max-width:760px;margin-bottom:38px}
.center{text-align:center}.center .section-head{margin-left:auto;margin-right:auto}
/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:800;font-size:16.5px;
  padding:15px 26px;border-radius:999px;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;
  text-decoration:none!important}
.btn-signal{background:var(--signal);color:var(--navy)!important;box-shadow:0 6px 18px rgba(255,107,44,.35)}
.btn-signal:hover{background:#ff7d47;transform:translateY(-1px)}
.btn-white{background:var(--white);color:var(--navy)!important;border:1.5px solid var(--line)}
.btn-white:hover{border-color:var(--navy3)}
.btn-navy{background:var(--navy);color:#fff!important}
.btn-navy:hover{background:var(--navy2)}
.btn-block{width:100%}
.btn svg{width:19px;height:19px;flex:none}
/* Header */
.header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:18px;height:70px}
.brand{font-weight:800;font-size:19.5px;letter-spacing:-.02em;color:var(--navy)!important;white-space:nowrap}
.brand em{font-style:normal;color:var(--signal)}
.nav{display:flex;align-items:center;gap:26px}
.nav>div{position:relative}
.nav a.nl,.nav button.nl{font-weight:600;font-size:15.5px;color:var(--ink);background:none;border:0;cursor:pointer;font-family:inherit;padding:8px 0;display:inline-flex;align-items:center;gap:5px}
.nav a.nl:hover{color:var(--navy3);text-decoration:none}
.dd{position:absolute;top:100%;left:-14px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);
  padding:10px;min-width:250px;display:none;z-index:70}
.nav>div:hover .dd,.nav>div:focus-within .dd{display:block}
.dd a{display:block;padding:9px 12px;border-radius:9px;font-size:15px;font-weight:600;color:var(--ink)}
.dd a:hover{background:var(--paper);text-decoration:none}
.head-cta{display:flex;align-items:center;gap:12px}
.head-phone{font-weight:800;color:var(--navy)!important;display:inline-flex;gap:8px;align-items:center;font-size:16px}
.head-phone svg{width:18px;height:18px}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2.5px;background:var(--navy);margin:5px 0;border-radius:2px}
.mnav{display:none;background:#fff;border-bottom:1px solid var(--line);padding:12px 22px 20px}
.mnav.open{display:block}
.mnav a{display:block;padding:11px 4px;font-weight:700;border-bottom:1px solid var(--paper);color:var(--ink)}
.mnav .sub{padding-left:16px;font-weight:600;color:var(--muted);font-size:15px}
/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 55%,#16345C 100%);color:#fff;padding:64px 0 78px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-140px;top:-140px;width:460px;height:460px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(255,107,44,.22),transparent 70%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero h1{color:#fff}
.hero .lead{color:#C7D3E6;margin:18px 0 26px}
.hero .eyebrow{color:#FFB182}
.checks{display:flex;flex-wrap:wrap;gap:10px 22px;margin:0 0 30px;list-style:none}
.checks li{display:flex;align-items:center;gap:8px;font-weight:600;font-size:15.5px;color:#E7EDF7}
.checks svg{width:19px;height:19px;color:var(--signal);flex:none}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px}
.hero-note{margin-top:16px;font-size:14px;color:#9FB0CB}
/* Preis-Check Karte (Signatur-Element) */
.pcard{background:#fff;color:var(--ink);border-radius:var(--r-lg);box-shadow:0 24px 60px rgba(3,12,28,.45);padding:28px 28px 24px;position:relative}
.pcard .tag{position:absolute;top:-14px;left:26px;background:var(--signal);color:var(--navy);font-weight:800;font-size:12.5px;
  letter-spacing:.1em;text-transform:uppercase;padding:6px 14px;border-radius:999px}
.pcard h3{font-size:21px;margin:8px 0 4px}
.pcard .sub{color:var(--muted);font-size:14.5px;margin-bottom:18px}
.pfield{margin-bottom:16px}
.pfield label{display:block;font-weight:700;font-size:14px;margin-bottom:7px}
.pfield input[type=number]{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:11px;font-size:16px;font-family:inherit}
.pfield input:focus{outline:2px solid var(--signal);border-color:var(--signal)}
.plevel{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.plevel input{position:absolute;opacity:0;pointer-events:none}
.plevel label{display:block;text-align:center;padding:11px 6px;border:1.5px solid var(--line);border-radius:11px;font-weight:700;font-size:14px;cursor:pointer;margin:0}
.plevel input:checked+label{border-color:var(--signal);background:var(--signal-soft);color:var(--signal-d)}
.plevel input:focus-visible+label{outline:2px solid var(--signal)}
.pout{background:var(--paper);border-radius:14px;padding:16px 18px;margin:18px 0;text-align:center}
.pout .lbl{font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.pout .val{font-size:31px;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--navy)}
.pout .fine{font-size:12.5px;color:var(--muted);margin-top:4px}
/* Karten / Grids */
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;transition:transform .18s,box-shadow .18s}
a.card{color:var(--ink)}
a.card:hover{text-decoration:none;transform:translateY(-3px);box-shadow:var(--shadow)}
.card .ic{width:46px;height:46px;border-radius:13px;background:var(--signal-soft);color:var(--signal-d);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ic svg{width:24px;height:24px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:15.5px}
.card .more{display:inline-block;margin-top:12px;font-weight:700;color:var(--signal-d);font-size:15px}
/* Ablauf */
.steps{counter-reset:s}
.step{position:relative;padding-left:0}
.step .num{width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:19px;
  display:flex;align-items:center;justify-content:center;margin-bottom:16px}
/* Tabelle */
.tbl{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow-sm)}
.tbl th,.tbl td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:15.5px}
.tbl th{background:var(--navy);color:#fff;font-weight:700;font-size:14.5px}
.tbl td:last-child{font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap}
.tbl tr:last-child td{border-bottom:0}
/* USP Liste */
.usps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.usp{display:flex;gap:14px;align-items:flex-start}
.usp svg{width:24px;height:24px;color:var(--ok);flex:none;margin-top:3px}
.usp b{display:block;margin-bottom:3px;font-size:16.5px}
.usp p{color:var(--muted);font-size:15px}
/* FAQ */
.faq{max-width:820px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:18px 52px 18px 22px;font-weight:700;position:relative;font-size:16.5px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-52%);font-size:24px;font-weight:600;color:var(--signal)}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 22px 20px;color:var(--muted);font-size:15.5px}
/* Chips (Städte-Links) */
.chips{display:flex;flex-wrap:wrap;gap:9px}
.chips a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 15px;font-size:14.5px;font-weight:600;color:var(--ink)}
.chips a:hover{border-color:var(--signal);color:var(--signal-d);text-decoration:none}
.section.alt .chips a{background:#fff}
.section:not(.alt) .chips a{background:var(--paper);border-color:transparent}
/* Zitate */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px}
.quote .stars{color:var(--signal);letter-spacing:2px;margin-bottom:12px;font-size:15px}
.quote p{font-size:15.5px;margin-bottom:14px}
.quote b{font-size:14.5px}.quote span{display:block;color:var(--muted);font-size:13.5px}
/* Kontakt / Formular */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:44px;align-items:start}
.form{background:#fff;border-radius:var(--r-lg);padding:30px;box-shadow:var(--shadow)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:block;font-weight:700;font-size:14px;margin:0 0 6px}
.form input,.form select,.form textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:11px;
  font-size:16px;font-family:inherit;background:#fff;margin-bottom:15px}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--signal);border-color:var(--signal)}
.form textarea{min-height:110px;resize:vertical}
.form .fine{font-size:12.5px;color:var(--muted);margin-top:10px}
.cinfo .item{display:flex;gap:15px;align-items:flex-start;margin-bottom:22px}
.cinfo .item svg{width:22px;height:22px;color:var(--signal);flex:none;margin-top:3px}
.cinfo .item b{display:block;font-size:16px}
.cinfo .item a{font-weight:700}
/* CTA Band */
.band{background:linear-gradient(135deg,var(--navy),var(--navy3));color:#fff;border-radius:var(--r-lg);padding:44px;
  display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.band h2{color:#fff;margin:0}
.band p{color:#C7D3E6;margin-top:6px}
/* Breadcrumbs */
.crumbs{font-size:13.5px;color:var(--muted);padding:14px 0}
.crumbs a{color:var(--muted)}
.crumbs span{margin:0 7px;color:var(--line)}
/* Footer */
.footer{background:var(--navy);color:#B9C6DC;padding:64px 0 100px;font-size:14.5px}
.footer h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px}
.fgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1.2fr;gap:36px}
.footer a{color:#B9C6DC;display:block;padding:4px 0}
.footer a:hover{color:#fff}
.footer .fbrand{font-size:20px;font-weight:800;color:#fff;margin-bottom:12px}
.footer .fbrand em{font-style:normal;color:var(--signal)}
.fbottom{border-top:1px solid rgba(255,255,255,.14);margin-top:44px;padding-top:24px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:13.5px;color:#8FA0BC}
/* Sticky Mobile Bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:80;display:none;background:#fff;border-top:1px solid var(--line);
  box-shadow:0 -6px 24px rgba(11,31,58,.12);padding:10px 12px calc(10px + env(safe-area-inset-bottom))}
.mbar-in{display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:9px}
.mbar a{display:flex;align-items:center;justify-content:center;gap:7px;font-weight:800;font-size:14.5px;border-radius:12px;padding:13px 6px;text-decoration:none!important}
.mbar .call{background:var(--navy);color:#fff}
.mbar .wa{background:#E9F8EF;color:#128C4B}
.mbar .offer{background:var(--signal);color:var(--navy)}
.mbar svg{width:18px;height:18px}
/* Utility */
.mt{margin-top:26px}.mt-lg{margin-top:44px}
.hidden-field{display:none}
:focus-visible{outline:2px solid var(--signal);outline-offset:2px}
/* Responsive */
@media(max-width:1020px){
  .g4{grid-template-columns:repeat(2,1fr)}
  .usps{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:900px){
  .nav{display:none}
  .burger{display:block}
  .head-cta .btn{display:none}
  .hero{padding:46px 0 60px}
  .hero-grid{grid-template-columns:1fr;gap:38px}
  .g3{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .mbar{display:block}
  body{padding-bottom:74px}
  .section{padding:54px 0}
}
@media(max-width:600px){
  .g3,.g2,.usps{grid-template-columns:1fr}
  .form .row{grid-template-columns:1fr}
  .band{padding:30px 24px}
  .head-phone .txt{display:none}
}